It’s unfortunate that many seniors are not aware that they can get relief from increasing life insurance premiums by using their life insurance policy as a reliable way to fund retirement. A recent survey found that 86.1 percent of seniors are not aware of the option to sell their life insurance policies. Making matters worse, their advisors aren’t informing of the option …

For seniors, rising health care costs are a harsh unknown.  I am communicating this message as a fellow senior.  Unless you are one of “us”, it is difficult to convey a combination of the actual financial impact and the emotional mental uncertainty this creates for our lives.  Even though we may feel we saved enough during our working lives to …